The 21 Day Financial Fast

Author: Michelle Singletary
Publisher:
ISBN: 0310338336
Release Date: 2014-01-07
Genre: Business & Economics

Presents a twenty-one day financial plan with a Christian perspective that minimizes daily purchases to basic needs and promotes an increase in feelings of faith and generosity.

The 21 Day Financial Fast

Author: Michelle Singletary
Publisher: Zondervan
ISBN: 9780310338468
Release Date: 2014-01-07
Genre: Business & Economics

Financial Peace and Freedom in 21 Days In The 21-Day Financial Fast, award-winning writer and The Washington Post columnist Michelle Singletary proposes a field-tested financial challenge. For twenty-one days, participants will put away their credit cards and buy only the barest essentials. With Michelle’s guidance during this three-week financial fast, you will discover how to: Break bad spending habits Plot a course to become debt-free with the Debt Dash Plan Avoid the temptation of overspending for college Learn how to prepare elderly relatives and yourself for future long-term care expenses Be prepared for any contingency with a Life Happens Fund Stop worrying about money and find the priceless power of financial peace As you discover practical ways to achieve financial freedom, you’ll experience what it truly means to live a life of financial peace and prosperity. Thousands of individuals have participated in the fast and as a result have gotten out of debt and become better managers of their money and finances. The 21-Day Financial Fast is great for earners at any income-level or stage of life, whether you are living paycheck-to-paycheck or just trying to make smarter financial choices.

Your Money and Your Man

Author: Michelle Singletary
Publisher: Ballantine Books
ISBN: 9780345479709
Release Date: 2007-01
Genre: Business & Economics

The sequel to Spend Well, Live Rich shows how couples can alleviate the financial issues that lead to conflict, answering questions about joint bank accounts, buying and selling real estate, ensuring a financially secure retirement, and other important issues. Reprint. 15,000 first printing.

Say Yes to No Debt

Author: DeForest B Soaries, Jr.
Publisher: Zondervan
ISBN: 9780310343974
Release Date: 2015-12-01
Genre: Business & Economics

dfree™. No debt, no deficits, and no delinquencies. Drawing on his years of experience as a pastor, public policy maker, and community leader, DeForest “Buster” Soaries, Jr. shares the four vital keys to debt-free living in this groundbreaking, life-changing new approach. “The idea that we would be voluntary slaves is offensive to all of our sensibilities,” says Soaries, “But when we continue to spend what we don’t have, charge what we don’t need, and borrow more than we can repay, then we must call the problem what it is: slavery.” This is not another financial literacy program assuming that all people need is information. Soaries believes living in debt is an emotional, spiritual, and psychological problem as much as it is an educational and informational one. Here, Soaries shares the four vital keys to debt-free living that have helped hundreds of families in his church get out of debt. By replacing the “get more money” mentality with a “get out of debt” approach to financial freedom, not only were hundreds of people able to go debt free, his church’s offerings increased by $1 million dollars--during the recession. Find out how you can leave a financial legacy of your own by saying yes to no debt. Says Soaries: “There may be no greater need than to understand the value and joy of debt-free living. There may be no greater legacy we can leave our children.”

Spend Well Live Rich previously published as 7 Money Mantras for a Richer Life

Author: Michelle Singletary
Publisher: Ballantine Books
ISBN: 9780345481979
Release Date: 2004-12-28
Genre: Business & Economics

The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!” From the Trade Paperback edition.

Girl Get Your Money Straight

Author: Glinda Bridgforth
Publisher: Crown Business
ISBN: 9780767911313
Release Date: 2002-05-14
Genre: Business & Economics

If you’re tired of feeling powerless over your finances and are ready to start funding your dreams, then come on girl–it’s time to get your money straight! Author and financial expert Glinda Bridgforth knows that healthy money management is rarely just about dollars–it’s about getting to the root of why we spend what we do and recognizing the emotional and cultural issues that play out in our unhealthy financial habits. Girl, Get Your Money Straight! presents her seven-step program for holistic financial healing–an upbeat, empowering road map that you can use to identify your heart’s desires, break away from negative spending patterns, pay off outstanding debts, develop a spending plan, conquer the checkbook blues, and create new wealth. Filled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets exercises, affirmations, and inspiring stories of African American women who have found financial peace of mind, Girl, Get Your Money Straight! is a fresh, fun, and eminently practical guide to healing your bank account and building a life that you love. From the Trade Paperback edition.

The 40 Day Surrender Fast

Author: Celeste Camille Owens
Publisher:
ISBN: 0983789509
Release Date: 2011-08
Genre: Religion

"FORTY DAYS AND A SURRENDERED HEART WILL CHANGE YOUR LIFE." Those were the words that author Celeste Owens wrote to over 100 bloggers in 2010 who decided to take her up on her claim. They gave God 40 days and their hearts, and He did the miraculous. This book is the fruit of their time with Him. Do you sense God calling you to a new season, but fearful of releasing your plan? Dr. Celeste personally understands the challenges associated with releasing control. Incidentally, the surrender fast was birthed from her desire to do and be something new in God. In this book, she will help you: release your plan for His, renew your mind through the process of surrender, and be restored to right relationship with God, yourself, and others. The 40-Day Surrender Fast is not only a devotional, but a unique opportunity for you to experience God in a new way. Forty days and a surrendered heart WILL change your life.

Girl Get Your Credit Straight

Author: Glinda Bridgforth
Publisher: Crown Business
ISBN: 9780767929288
Release Date: 2008-01-15
Genre: Business & Economics

Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.

Real Money Answers for Every Woman

Author: Patrice C. Washington
Publisher: HarperCollins
ISBN: 9780062420275
Release Date: 2016-01-19
Genre: Education

Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams. Patrice Washington rationalized her excessive spending. “I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business. Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single. Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

The Total Money Makeover

Author: Dave Ramsey
Publisher: Thomas Nelson Inc
ISBN: 9781595550781
Release Date: 2009-12-29
Genre: Business & Economics

A strategy for changing attitudes about personal finances covers such topics as getting out of debt, the dangers of cash advances and keeping spending within income limits.

Unshakeable

Author: Tony Robbins
Publisher: Simon and Schuster
ISBN: 9781501164583
Release Date: 2017-02-28
Genre: Business & Economics

Guides readers on the path to financial freedom, discussing how to not only weather but gain from fluctuations in the stock market, how to get more out of a 401k, and how to avoid paying hidden fees.

Rich Bitch

Author: Nicole Lapin
Publisher: Harlequin
ISBN: 9781460349205
Release Date: 2015-03-01
Genre: Self-Help

Talking about money sucks; but so does being broke. Do your eyes glaze over just thinking about the mumbo-jumbo of finance? Do you break out into hives at the thought of money? Well, sister, you are not alone. In RICH BITCH, money expert and financial journalist Nicole Lapin lays out a 12-Step Plan in which she shares her experiences, mistakes and all, of getting her own finances in order. No lecturing, just help from a friend. And even though money is typically an off-limits conversation, nothing is off-limits here. Lapin rethinks every piece of financial wisdom you've ever heard and puts her own fresh, modern, sassy spin on it. Sure, there are some hard-and-fast rules about finance, but when it comes to your money, the only person who can spend it is you. Should you invest in a 401(k)? Maybe not. Should you splurge on that morning latte? Likely yes. Instead of nickel-and-diming yourself, Nicole's advice focuses on investing in yourself so you don't have to stress over the little things. But in order to do that, you have to be able to speak the language of money. After all, money is a language like anything else, and the sooner you can join the conversation, the sooner you can live the life you want, RICH BITCH rehabs whatever bad habits you might have and provides a plan you can not only sustain, but thrive with. It's time to go after the rich life you deserve, and confident enough to call yourself a RICH BITCH.

Girl Make Your Money Grow

Author: Glinda Bridgforth
Publisher: Crown Business
ISBN: 0307528014
Release Date: 2009-02-19
Genre: Business & Economics

Are you tired of living paycheck to paycheck, working long hours at a JOB that stands for “Just Over Broke”? Do you dream about retiring early to spend more time with your loved ones—or finally owning a house in your favorite part of town? If you’re ready to take charge of your finances and move beyond your salary to create new wealth, then come on, girl – it’s time to make your money grow! These days the stock market can make anyone flinch—but as the money-wise Glinda Bridgforth knows, it’s more important than ever to plan for the future and secure your lifestyle. In this timely follow-up to her bestselling Girl, Get Your Money Straight!, Bridgforth teams up with investment expert and stockbroker Gail Perry-Mason to deliver power-packed, sister-to-sister advice on how to master the stock market, grow your income, and start investing in your biggest asset—you. Beginning with simple, engaging exercises to help you assess your finances and transform any negative money beliefs that hold you back, Bridgforth and Perry-Mason then present their step-by-step program for becoming acquainted with investing and making your money work for you, 24-7. You will learn how to: • Clear away debt and clear the deck—for investing • Create new streams of income by using your own special talents • Develop an investment mission statement • Map out a personalized plan for retirement and take advantage of the best retirement options: 401(k)s, IRAs, and more • Own your own piece of the rock: buying prime real estate • Take the mystery out of the market and build an investment portfolio that’s right for you • Use bonds, mutual funds, and blue chip stocks to lower your risk without sacrificing profits • Read the market for winners and losers—and get the knowledge you need to protect your assets Filled with Bridgforth’s warm-hearted wisdom and advice, and complete with worksheets, exercises, affirmations, and inspiring stories of African American women who’ve successfully grown their money tree, Girl, Make Your Money Grow! is a fresh, fun, and eminently practical guide to achieving the next level of financial security and to funding the future of your dreams. From the Hardcover edition.

Tapping Into Wealth

Author: Margaret M. Lynch
Publisher: TarcherPerigee
ISBN: 9780399168826
Release Date: 2014-12
Genre: Business & Economics

EFT (Emotional Freedom Techniques), also known as Tapping, has become a popular tool for realizing goals. For many of us, one of our main aspirations is to flourish in our careers and, by extension, in our finances. Yet limiting beliefs and fears keep people stuck in their current financial states. EFT uses the fingertips to tap on acupuncture points while emotionally tuning in to negative attitudes and past experiences, allowing people to transform their thoughts and feelings. Margaret M. Lynch teaches people how to harness the power of Tapping to identify and clear the blocks to prosperity. Access video demonstrations with QR codes and URLs inside. 'There is no more powerful tool in the world to actualize change then Tapping. But there are times when the tool isn't enough, when your need the guidance, care, and nurturing of a powerful mentor who can pinpoint exactly where you need to go, what your need to explore, in order to get the fastest results possible. And this is where my friend Margaret Lynch and this amazing book come in.' from the foreword by Nick Ortner,New York Times-bestselling author of The Tapping Solution

Dfree

Author: DeForest B. Soaries
Publisher:
ISBN: 0310333148
Release Date: 2011
Genre: Business & Economics

dfree™. No debt, no deficits, and no delinquencies. Drawing on his years of experience as a pastor, public policy maker, and community leader, DeForest “Buster” Soaries, Jr. shares the four vital keys to debt-free living in his groundbreaking new book---dFree: Breaking Free from Financial Slavery. Find out how you, like the hundreds of families before you who have followed his advice, can say yes to no debt.